Scams & Fraud
What it is: Someone tricks you into giving them money or information by pretending to be someone you can trust.
Common types
- Prize scams: "You won a lottery you never entered."
- Fake support: A pop-up or call says your computer is infected and you must pay or install something.
- Romance scams: A stranger builds a relationship, then asks for money.
- Job scams: Easy work from home, but you must pay a "fee" first.
- Payment scams: "Accidentally sent you money, please send it back" or a request to scan a QR code to receive money (you never need to scan or enter a PIN to receive money).
What to do
- Never pay to receive a prize or a job.
- Never share OTPs, PINs or passwords. Real banks never ask.
- Hang up and call the company on its official number.
- Ask a family member before sending money to anyone new.
Go deeper Intermediate
Most scams use social engineering: they attack human emotions (fear, greed, love, urgency) instead of computers. Common red flags: payment by gift card, crypto or bank transfer; pressure to keep it secret; a story that changes when you ask questions. Reverse-image-search profile photos to spot fake profiles, and search the scam's wording online. Chances are others have reported it.